Call reports 2018
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2018
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,492,678,000 | 1,507,936,000 | 1,549,437,000 | 1,518,593,000 |
| Total loans | 1,161,201,000 | 1,195,960,000 | 1,250,580,000 | 1,221,151,000 |
| Allowance for loan losses | 7,916,000 | 8,690,000 | 8,967,000 | 8,460,000 |
| Securities available for sale | 123,189,000 | 118,246,000 | 115,141,000 | 113,735,000 |
| Securities held to maturity | 96,005,000 | 95,994,000 | 100,983,000 | 100,502,000 |
| Trading assets | 1,385,000 | 1,798,000 | 2,029,000 | 1,254,000 |
| Total deposits | 1,233,315,000 | 1,299,791,000 | 1,332,974,000 | 1,316,621,000 |
| Interest-bearing deposits | 946,954,000 | 1,026,277,000 | 1,051,846,000 | 1,063,587,000 |
| Noninterest-bearing deposits | 286,361,000 | 273,514,000 | 281,128,000 | 253,034,000 |
| Equity capital | 141,229,000 | 145,553,000 | 149,065,000 | 155,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,743,000 | 26,697,000 | 41,811,000 | 57,394,000 |
| Interest expense | 1,782,000 | 3,943,000 | 6,828,000 | 9,950,000 |
| Net interest income | 10,961,000 | 22,754,000 | 34,983,000 | 47,444,000 |
| Noninterest income | 696,000 | 1,379,000 | 2,142,000 | 2,853,000 |
| Noninterest expense | 5,406,000 | 11,127,000 | 16,797,000 | 22,935,000 |
| Provision for loan losses | 646,000 | 1,461,000 | 1,945,000 | 2,101,000 |
| Pretax income | 5,585,000 | 11,515,000 | 18,344,000 | 25,234,000 |
| Income tax | 1,339,000 | 2,728,000 | 4,327,000 | 5,869,000 |
| Net income | 4,246,000 | 8,787,000 | 14,017,000 | 19,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,660,000 | 143,264,000 | 147,540,000 | 152,939,000 |
| Total capital | 146,637,000 | 152,012,000 | 156,564,000 | 161,453,000 |
| Risk-weighted assets | 1,300,901,000 | 1,334,671,000 | 1,368,485,000 | 1,352,618,000 |