Call reports 2016
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2016
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,225,942,000 | 1,304,922,000 | 1,313,394,000 | 1,317,774,000 |
| Total loans | 956,916,000 | 989,760,000 | 1,004,332,000 | 1,032,667,000 |
| Allowance for loan losses | 6,401,000 | 6,609,000 | 6,643,000 | 7,132,000 |
| Securities available for sale | 46,226,000 | 34,084,000 | 131,119,000 | 119,605,000 |
| Securities held to maturity | 70,306,000 | 102,480,000 | 89,911,000 | 75,558,000 |
| Trading assets | 2,664,000 | 3,102,000 | 2,694,000 | 913,000 |
| Total deposits | 1,031,685,000 | 1,071,765,000 | 1,127,934,000 | 1,158,116,000 |
| Interest-bearing deposits | 796,205,000 | 817,573,000 | 854,459,000 | 898,926,000 |
| Noninterest-bearing deposits | 235,480,000 | 254,192,000 | 273,475,000 | 259,190,000 |
| Equity capital | 123,648,000 | 126,311,000 | 129,545,000 | 128,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,741,000 | 19,600,000 | 29,696,000 | 39,677,000 |
| Interest expense | 928,000 | 1,877,000 | 2,904,000 | 3,858,000 |
| Net interest income | 8,813,000 | 17,723,000 | 26,792,000 | 35,819,000 |
| Noninterest income | 784,000 | 1,681,000 | 2,633,000 | 3,089,000 |
| Noninterest expense | 5,198,000 | 9,942,000 | 15,413,000 | 20,920,000 |
| Provision for loan losses | -31,000 | 202,000 | 456,000 | 1,501,000 |
| Pretax income | 4,654,000 | 9,586,000 | 14,274,000 | 17,467,000 |
| Income tax | 1,656,000 | 3,439,000 | 5,097,000 | 6,223,000 |
| Net income | 2,998,000 | 6,147,000 | 9,177,000 | 11,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,055,000 | 121,186,000 | 124,196,000 | 126,387,000 |
| Total capital | 125,645,000 | 128,074,000 | 130,896,000 | 133,571,000 |
| Risk-weighted assets | 1,070,235,000 | 1,147,942,000 | 1,149,725,000 | 1,176,199,000 |