Call reports 2015
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2015
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,202,116,000 | 1,193,581,000 | 1,243,983,000 | 1,247,409,000 |
| Total loans | 937,722,000 | 943,969,000 | 963,869,000 | 973,970,000 |
| Allowance for loan losses | 6,503,000 | 6,169,000 | 6,318,000 | 6,433,000 |
| Securities available for sale | 142,086,000 | 159,219,000 | 168,385,000 | 127,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 67,092,000 |
| Trading assets | 1,500,000 | 1,264,000 | 1,903,000 | 1,566,000 |
| Total deposits | 1,005,862,000 | 1,033,724,000 | 1,057,211,000 | 1,041,146,000 |
| Interest-bearing deposits | 807,228,000 | 808,866,000 | 804,266,000 | 824,828,000 |
| Noninterest-bearing deposits | 198,634,000 | 224,858,000 | 252,945,000 | 216,318,000 |
| Equity capital | 114,962,000 | 115,501,000 | 119,865,000 | 121,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,561,000 | 19,266,000 | 28,979,000 | 38,667,000 |
| Interest expense | 968,000 | 1,875,000 | 2,827,000 | 3,782,000 |
| Net interest income | 8,593,000 | 17,391,000 | 26,152,000 | 34,885,000 |
| Noninterest income | 1,087,000 | 2,561,000 | 3,402,000 | 4,327,000 |
| Noninterest expense | 5,246,000 | 10,355,000 | 15,466,000 | 20,232,000 |
| Provision for loan losses | 1,304,000 | 1,319,000 | 1,846,000 | 2,061,000 |
| Pretax income | 3,158,000 | 8,306,000 | 12,277,000 | 16,954,000 |
| Income tax | 1,086,000 | 2,976,000 | 4,397,000 | 6,085,000 |
| Net income | 2,072,000 | 5,330,000 | 7,880,000 | 10,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,798,000 | 113,163,000 | 115,801,000 | 117,965,000 |
| Total capital | 116,530,000 | 119,553,000 | 122,343,000 | 124,665,000 |
| Risk-weighted assets | 1,060,720,000 | 1,061,721,000 | 1,089,606,000 | 1,086,193,000 |