Call reports 2014
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2014
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,163,440,000 | 1,163,711,000 | 1,163,644,000 | 1,177,765,000 |
| Total loans | 905,835,000 | 913,519,000 | 902,626,000 | 901,695,000 |
| Allowance for loan losses | 7,031,000 | 5,999,000 | 5,897,000 | 5,720,000 |
| Securities available for sale | 157,543,000 | 143,721,000 | 142,653,000 | 147,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 763,000 | 1,183,000 | 876,000 | 1,044,000 |
| Total deposits | 1,010,785,000 | 1,003,695,000 | 1,007,813,000 | 992,945,000 |
| Interest-bearing deposits | 838,920,000 | 824,115,000 | 811,989,000 | 799,941,000 |
| Noninterest-bearing deposits | 171,865,000 | 179,580,000 | 195,824,000 | 193,004,000 |
| Equity capital | 105,296,000 | 109,110,000 | 110,539,000 | 111,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 10,060,000 | 19,954,000 | 29,697,000 | 39,485,000 |
| Interest expense | 1,410,000 | 2,735,000 | 3,992,000 | 5,119,000 |
| Net interest income | 8,650,000 | 17,219,000 | 25,705,000 | 34,366,000 |
| Noninterest income | 519,000 | 1,869,000 | 2,604,000 | 3,095,000 |
| Noninterest expense | 5,407,000 | 10,575,000 | 15,807,000 | 20,709,000 |
| Provision for loan losses | -239,000 | -629,000 | -11,000 | -73,000 |
| Pretax income | 4,006,000 | 9,161,000 | 12,552,000 | 16,872,000 |
| Income tax | 1,389,000 | 3,264,000 | 4,383,000 | 5,893,000 |
| Net income | 2,617,000 | 5,897,000 | 8,169,000 | 10,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,601,000 | 106,956,000 | 108,315,000 | 107,649,000 |
| Total capital | 111,740,000 | 113,120,000 | 114,365,000 | 113,513,000 |
| Risk-weighted assets | 982,836,000 | 1,002,247,000 | 991,582,000 | 999,987,000 |