Call reports 2013
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2013
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,179,719,000 | 1,157,092,000 | 1,136,108,000 | 1,145,131,000 |
| Total loans | 920,968,000 | 936,472,000 | 904,169,000 | 894,656,000 |
| Allowance for loan losses | 9,521,000 | 9,251,000 | 7,824,000 | 7,468,000 |
| Securities available for sale | 137,166,000 | 128,878,000 | 128,791,000 | 177,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,730,000 | 1,007,000 | 1,025,000 | 855,000 |
| Total deposits | 1,010,041,000 | 984,898,000 | 971,713,000 | 956,728,000 |
| Interest-bearing deposits | 858,510,000 | 822,381,000 | 797,413,000 | 791,012,000 |
| Noninterest-bearing deposits | 151,531,000 | 162,517,000 | 174,300,000 | 165,716,000 |
| Equity capital | 112,093,000 | 110,519,000 | 105,876,000 | 103,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 10,230,000 | 20,732,000 | 30,931,000 | 40,776,000 |
| Interest expense | 1,918,000 | 3,701,000 | 5,334,000 | 6,853,000 |
| Net interest income | 8,312,000 | 17,031,000 | 25,597,000 | 33,923,000 |
| Noninterest income | 773,000 | 1,421,000 | 1,943,000 | 1,994,000 |
| Noninterest expense | 5,255,000 | 10,588,000 | 15,771,000 | 20,283,000 |
| Provision for loan losses | 1,905,000 | 2,165,000 | 2,100,000 | 4,007,000 |
| Pretax income | 1,925,000 | 5,699,000 | 9,670,000 | 11,052,000 |
| Income tax | 576,000 | 1,897,000 | 3,287,000 | 3,655,000 |
| Net income | 1,349,000 | 3,802,000 | 6,383,000 | 7,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,140,000 | 109,440,000 | 104,879,000 | 103,895,000 |
| Total capital | 119,176,000 | 119,206,000 | 113,219,000 | 111,396,000 |
| Risk-weighted assets | 978,006,000 | 994,710,000 | 982,282,000 | 977,773,000 |