Call reports 2012
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2012
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,159,200,000 | 1,182,476,000 | 1,195,247,000 | 1,189,958,000 |
| Total loans | 897,778,000 | 913,275,000 | 918,483,000 | 910,599,000 |
| Allowance for loan losses | 10,696,000 | 9,472,000 | 9,007,000 | 9,053,000 |
| Securities available for sale | 144,461,000 | 74,446,000 | 64,983,000 | 120,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,501,000 | 2,151,000 | 2,203,000 | 2,005,000 |
| Total deposits | 967,354,000 | 999,540,000 | 1,014,302,000 | 1,020,451,000 |
| Interest-bearing deposits | 833,857,000 | 850,320,000 | 861,050,000 | 870,522,000 |
| Noninterest-bearing deposits | 133,497,000 | 149,220,000 | 153,252,000 | 149,929,000 |
| Equity capital | 101,836,000 | 109,623,000 | 112,414,000 | 111,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,921,000 | 23,207,000 | 34,097,000 | 44,619,000 |
| Interest expense | 2,647,000 | 5,167,000 | 7,597,000 | 9,732,000 |
| Net interest income | 9,274,000 | 18,040,000 | 26,500,000 | 34,887,000 |
| Noninterest income | 952,000 | 1,411,000 | 2,026,000 | 2,395,000 |
| Noninterest expense | 5,268,000 | 10,395,000 | 15,239,000 | 21,095,000 |
| Provision for loan losses | 1,805,000 | 3,930,000 | 4,228,000 | 9,645,000 |
| Pretax income | 3,147,000 | 5,221,000 | 9,200,000 | 7,156,000 |
| Income tax | 1,151,000 | 1,800,000 | 3,194,000 | 2,201,000 |
| Net income | 1,996,000 | 3,421,000 | 6,006,000 | 4,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,024,000 | 103,316,000 | 106,287,000 | 105,251,000 |
| Total capital | 123,314,000 | 123,425,000 | 117,444,000 | 116,818,000 |
| Risk-weighted assets | 960,421,000 | 968,452,000 | 982,399,000 | 978,799,000 |