Call reports 2011
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2011
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,145,935,000 | 1,134,724,000 | 1,156,982,000 | 1,138,184,000 |
| Total loans | 839,683,000 | 835,086,000 | 839,720,000 | 875,125,000 |
| Allowance for loan losses | 15,579,000 | 13,667,000 | 14,225,000 | 11,488,000 |
| Securities available for sale | 165,815,000 | 92,460,000 | 64,634,000 | 78,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 946,187,000 | 927,450,000 | 940,338,000 | 943,840,000 |
| Interest-bearing deposits | 820,410,000 | 799,215,000 | 808,137,000 | 807,744,000 |
| Noninterest-bearing deposits | 125,777,000 | 128,235,000 | 132,201,000 | 136,096,000 |
| Equity capital | 98,347,000 | 99,408,000 | 99,744,000 | 100,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,455,000 | 24,304,000 | 35,631,000 | 46,998,000 |
| Interest expense | 3,324,000 | 6,452,000 | 9,440,000 | 12,270,000 |
| Net interest income | 9,131,000 | 17,852,000 | 26,191,000 | 34,728,000 |
| Noninterest income | 676,000 | 1,554,000 | 2,619,000 | 3,591,000 |
| Noninterest expense | 5,130,000 | 9,770,000 | 14,840,000 | 20,107,000 |
| Provision for loan losses | 4,066,000 | 8,273,000 | 12,474,000 | 14,912,000 |
| Pretax income | 611,000 | 1,453,000 | 1,603,000 | 3,435,000 |
| Income tax | 131,000 | 352,000 | 304,000 | 918,000 |
| Net income | 480,000 | 1,101,000 | 1,299,000 | 2,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,521,000 | 93,175,000 | 93,419,000 | 93,613,000 |
| Total capital | 123,523,000 | 124,118,000 | 124,530,000 | 121,105,000 |
| Risk-weighted assets | 874,873,000 | 872,091,000 | 884,286,000 | 918,871,000 |