Call reports 2010
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2010
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,052,128,000 | 1,119,525,000 | 1,128,414,000 | 1,130,917,000 |
| Total loans | 837,416,000 | 858,874,000 | 848,975,000 | 857,669,000 |
| Allowance for loan losses | 10,837,000 | 11,121,000 | 11,994,000 | 14,542,000 |
| Securities available for sale | 96,157,000 | 105,290,000 | 98,321,000 | 113,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 870,669,000 | 929,287,000 | 930,484,000 | 932,274,000 |
| Interest-bearing deposits | 775,210,000 | 838,108,000 | 836,275,000 | 835,560,000 |
| Noninterest-bearing deposits | 95,459,000 | 91,179,000 | 94,209,000 | 96,714,000 |
| Equity capital | 82,271,000 | 82,819,000 | 88,338,000 | 91,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 14,001,000 | 26,187,000 | 38,389,000 | 50,859,000 |
| Interest expense | 3,688,000 | 7,379,000 | 11,159,000 | 14,775,000 |
| Net interest income | 10,313,000 | 18,808,000 | 27,230,000 | 36,084,000 |
| Noninterest income | 668,000 | 1,111,000 | 1,799,000 | -569,000 |
| Noninterest expense | 5,302,000 | 11,373,000 | 16,267,000 | 19,619,000 |
| Provision for loan losses | 1,570,000 | 5,369,000 | 12,329,000 | 18,402,000 |
| Pretax income | 4,185,000 | 3,253,000 | 1,288,000 | -1,643,000 |
| Income tax | 1,496,000 | 1,011,000 | 117,000 | -1,102,000 |
| Net income | 2,689,000 | 2,242,000 | 1,171,000 | -541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,059,000 | 75,750,000 | 81,584,000 | 85,996,000 |
| Total capital | 98,907,000 | 106,756,000 | 112,554,000 | 117,120,000 |
| Risk-weighted assets | 867,857,000 | 881,089,000 | 876,522,000 | 885,987,000 |