Call reports 2009
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2009
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,039,883,000 | 1,076,547,000 | 1,062,891,000 | 1,054,367,000 |
| Total loans | 827,482,000 | 826,624,000 | 868,349,000 | 843,725,000 |
| Allowance for loan losses | 7,541,000 | 8,793,000 | 9,940,000 | 10,415,000 |
| Securities available for sale | 114,166,000 | 99,873,000 | 88,017,000 | 88,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 866,472,000 | 903,342,000 | 893,117,000 | 884,088,000 |
| Interest-bearing deposits | 769,921,000 | 790,476,000 | 810,123,000 | 799,624,000 |
| Noninterest-bearing deposits | 96,551,000 | 112,866,000 | 82,994,000 | 84,464,000 |
| Equity capital | 86,633,000 | 86,275,000 | 81,072,000 | 79,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,084,000 | 24,484,000 | 38,001,000 | 50,936,000 |
| Interest expense | 5,214,000 | 10,254,000 | 15,062,000 | 19,281,000 |
| Net interest income | 6,870,000 | 14,230,000 | 22,939,000 | 31,655,000 |
| Noninterest income | 925,000 | 1,145,000 | -93,000 | 105,000 |
| Noninterest expense | 4,423,000 | 9,516,000 | 14,026,000 | 20,010,000 |
| Provision for loan losses | 2,925,000 | 5,967,000 | 19,244,000 | 25,251,000 |
| Pretax income | 444,000 | 63,000 | -10,253,000 | -13,330,000 |
| Income tax | 58,000 | -217,000 | -4,298,000 | -5,546,000 |
| Net income | 386,000 | 280,000 | -5,955,000 | -7,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,933,000 | 80,971,000 | 74,872,000 | 73,234,000 |
| Total capital | 96,526,000 | 97,816,000 | 92,864,000 | 91,748,000 |
| Risk-weighted assets | 878,246,000 | 869,964,000 | 904,189,000 | 876,738,000 |