Call reports 2008
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2008
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,005,738,000 | 987,279,000 | 965,661,000 | 1,032,345,000 |
| Total loans | 760,921,000 | 787,622,000 | 786,492,000 | 792,951,000 |
| Allowance for loan losses | 6,360,000 | 6,376,000 | 6,659,000 | 6,098,000 |
| Securities available for sale | 130,927,000 | 134,995,000 | 112,807,000 | 72,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 775,503,000 | 770,209,000 | 790,670,000 | 843,378,000 |
| Interest-bearing deposits | 698,626,000 | 689,138,000 | 703,283,000 | 741,801,000 |
| Noninterest-bearing deposits | 76,877,000 | 81,071,000 | 87,387,000 | 101,577,000 |
| Equity capital | 87,888,000 | 84,693,000 | 86,289,000 | 86,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 14,225,000 | 27,312,000 | 40,244,000 | 52,783,000 |
| Interest expense | 7,077,000 | 13,252,000 | 19,374,000 | 25,204,000 |
| Net interest income | 7,148,000 | 14,060,000 | 20,870,000 | 27,579,000 |
| Noninterest income | 1,125,000 | 2,670,000 | 3,384,000 | 4,876,000 |
| Noninterest expense | 3,919,000 | 7,635,000 | 11,429,000 | 15,429,000 |
| Provision for loan losses | 621,000 | 913,000 | 2,314,000 | 3,226,000 |
| Pretax income | 3,803,000 | 8,272,000 | 11,215,000 | 14,550,000 |
| Income tax | 1,385,000 | 3,031,000 | 4,101,000 | 5,268,000 |
| Net income | 2,418,000 | 5,241,000 | 7,114,000 | 9,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,471,000 | 81,472,000 | 81,457,000 | 80,395,000 |
| Total capital | 88,903,000 | 87,920,000 | 88,188,000 | 86,545,000 |
| Risk-weighted assets | 827,971,000 | 837,283,000 | 826,184,000 | 847,703,000 |