Call reports 2007
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2007
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 933,839,000 | 954,009,000 | 968,947,000 | 973,391,000 |
| Total loans | 735,278,000 | 773,172,000 | 777,058,000 | 776,943,000 |
| Allowance for loan losses | 5,290,000 | 5,654,000 | 5,865,000 | 5,878,000 |
| Securities available for sale | 126,553,000 | 114,698,000 | 114,987,000 | 123,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 788,279,000 | 799,959,000 | 809,364,000 | 799,880,000 |
| Interest-bearing deposits | 719,768,000 | 727,817,000 | 739,194,000 | 721,894,000 |
| Noninterest-bearing deposits | 68,511,000 | 72,142,000 | 70,170,000 | 77,986,000 |
| Equity capital | 81,400,000 | 79,902,000 | 85,847,000 | 88,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 15,551,000 | 31,643,000 | 47,778,000 | 63,885,000 |
| Interest expense | 8,157,000 | 16,502,000 | 24,955,000 | 33,358,000 |
| Net interest income | 7,394,000 | 15,141,000 | 22,823,000 | 30,527,000 |
| Noninterest income | 529,000 | 1,102,000 | 3,009,000 | 3,685,000 |
| Noninterest expense | 3,924,000 | 7,868,000 | 11,819,000 | 15,819,000 |
| Provision for loan losses | 144,000 | 546,000 | 773,000 | 1,394,000 |
| Pretax income | 3,855,000 | 7,834,000 | 13,245,000 | 17,053,000 |
| Income tax | 1,393,000 | 2,840,000 | 4,296,000 | 5,664,000 |
| Net income | 2,462,000 | 4,994,000 | 8,949,000 | 11,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,496,000 | 78,257,000 | 82,425,000 | 83,890,000 |
| Total capital | 82,870,000 | 83,995,000 | 88,374,000 | 89,840,000 |
| Risk-weighted assets | 786,268,000 | 829,072,000 | 845,152,000 | 848,126,000 |