Call reports 2006
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2006
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 868,264,000 | 893,836,000 | 911,188,000 | 933,486,000 |
| Total loans | 652,126,000 | 694,799,000 | 726,517,000 | 733,803,000 |
| Allowance for loan losses | 4,295,000 | 4,614,000 | 4,892,000 | 5,133,000 |
| Securities available for sale | 139,472,000 | 112,245,000 | 117,481,000 | 127,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 715,109,000 | 745,168,000 | 758,053,000 | 785,573,000 |
| Interest-bearing deposits | 650,373,000 | 669,050,000 | 690,014,000 | 714,348,000 |
| Noninterest-bearing deposits | 64,736,000 | 76,118,000 | 68,039,000 | 71,225,000 |
| Equity capital | 77,529,000 | 76,723,000 | 81,579,000 | 80,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 13,116,000 | 27,323,000 | 42,568,000 | 57,966,000 |
| Interest expense | 6,081,000 | 13,105,000 | 20,967,000 | 29,248,000 |
| Net interest income | 7,035,000 | 14,218,000 | 21,601,000 | 28,718,000 |
| Noninterest income | 573,000 | 999,000 | 1,449,000 | 1,947,000 |
| Noninterest expense | 3,838,000 | 7,565,000 | 11,239,000 | 14,950,000 |
| Provision for loan losses | 30,000 | 419,000 | 732,000 | 1,089,000 |
| Pretax income | 3,745,000 | 7,238,000 | 11,084,000 | 14,631,000 |
| Income tax | 1,375,000 | 2,643,000 | 4,041,000 | 5,289,000 |
| Net income | 2,370,000 | 4,595,000 | 7,043,000 | 9,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,477,000 | 75,367,000 | 78,076,000 | 77,079,000 |
| Total capital | 78,886,000 | 80,095,000 | 83,082,000 | 82,297,000 |
| Risk-weighted assets | 735,985,000 | 772,652,000 | 771,559,000 | 788,355,000 |