Call reports 2005
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2005
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 783,643,000 | 834,192,000 | 837,368,000 | 844,822,000 |
| Total loans | 574,590,000 | 619,037,000 | 637,071,000 | 635,864,000 |
| Allowance for loan losses | 4,116,000 | 4,152,000 | 4,294,000 | 4,259,000 |
| Securities available for sale | 133,904,000 | 81,728,000 | 136,226,000 | 134,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,352,000 | 682,935,000 | 690,657,000 | 697,442,000 |
| Interest-bearing deposits | 564,229,000 | 595,091,000 | 618,702,000 | 631,816,000 |
| Noninterest-bearing deposits | 68,123,000 | 87,844,000 | 71,955,000 | 65,626,000 |
| Equity capital | 70,410,000 | 75,444,000 | 77,818,000 | 75,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 10,045,000 | 20,726,000 | 32,556,000 | 45,272,000 |
| Interest expense | 3,822,000 | 8,138,000 | 13,081,000 | 18,674,000 |
| Net interest income | 6,223,000 | 12,588,000 | 19,475,000 | 26,598,000 |
| Noninterest income | 595,000 | 1,119,000 | 1,808,000 | 2,384,000 |
| Noninterest expense | 3,324,000 | 6,565,000 | 9,941,000 | 13,446,000 |
| Provision for loan losses | 84,000 | 177,000 | 279,000 | 365,000 |
| Pretax income | 3,410,000 | 7,057,000 | 11,162,000 | 15,269,000 |
| Income tax | 1,279,000 | 2,627,000 | 4,150,000 | 5,587,000 |
| Net income | 2,131,000 | 4,430,000 | 7,012,000 | 9,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,159,000 | 70,471,000 | 73,067,000 | 71,563,000 |
| Total capital | 71,275,000 | 74,623,000 | 77,361,000 | 75,936,000 |
| Risk-weighted assets | 680,272,000 | 720,778,000 | 715,643,000 | 718,522,000 |