Call reports 2002
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2002
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 382,244,000 | 431,356,000 | 476,440,000 | 478,859,000 |
| Total loans | 289,072,000 | 305,015,000 | 342,118,000 | 357,121,000 |
| Allowance for loan losses | 2,188,000 | 2,411,000 | 2,567,000 | 2,604,000 |
| Securities available for sale | 69,295,000 | 59,573,000 | 62,919,000 | 90,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,025,000 | 356,310,000 | 401,379,000 | 396,896,000 |
| Interest-bearing deposits | 275,725,000 | 318,108,000 | 359,916,000 | 356,317,000 |
| Noninterest-bearing deposits | 39,300,000 | 38,202,000 | 41,463,000 | 40,579,000 |
| Equity capital | 30,357,000 | 35,623,000 | 39,198,000 | 40,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,334,000 | 10,894,000 | 16,839,000 | 23,007,000 |
| Interest expense | 2,537,000 | 4,954,000 | 7,701,000 | 10,393,000 |
| Net interest income | 2,797,000 | 5,940,000 | 9,138,000 | 12,614,000 |
| Noninterest income | 688,000 | 1,435,000 | 2,326,000 | 3,547,000 |
| Noninterest expense | 1,860,000 | 3,901,000 | 6,068,000 | 8,468,000 |
| Provision for loan losses | 246,000 | 501,000 | 765,000 | 1,055,000 |
| Pretax income | 1,370,000 | 2,972,000 | 4,620,000 | 6,627,000 |
| Income tax | 511,000 | 1,111,000 | 1,705,000 | 2,431,000 |
| Net income | 859,000 | 1,861,000 | 2,915,000 | 4,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,955,000 | 35,606,000 | 38,911,000 | 40,432,000 |
| Total capital | 33,143,000 | 38,017,000 | 41,478,000 | 43,036,000 |
| Risk-weighted assets | 325,962,000 | 343,513,000 | 395,714,000 | 414,076,000 |