Call reports 2001
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2001
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 294,590,000 | 322,618,000 | 341,137,000 | 355,277,000 |
| Total loans | 219,311,000 | 243,684,000 | 255,633,000 | 262,668,000 |
| Allowance for loan losses | 1,741,000 | 1,896,000 | 2,015,000 | 2,136,000 |
| Securities available for sale | 40,153,000 | 35,711,000 | 45,604,000 | 70,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,547,000 | 286,136,000 | 301,490,000 | 296,056,000 |
| Interest-bearing deposits | 234,136,000 | 255,662,000 | 269,956,000 | 262,957,000 |
| Noninterest-bearing deposits | 23,411,000 | 30,474,000 | 31,534,000 | 33,099,000 |
| Equity capital | 23,881,000 | 25,147,000 | 27,033,000 | 28,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,353,000 | 10,535,000 | 16,011,000 | 21,173,000 |
| Interest expense | 3,279,000 | 6,442,000 | 9,559,000 | 12,220,000 |
| Net interest income | 2,074,000 | 4,093,000 | 6,452,000 | 8,953,000 |
| Noninterest income | 427,000 | 939,000 | 1,734,000 | 2,323,000 |
| Noninterest expense | 1,417,000 | 2,912,000 | 4,452,000 | 6,180,000 |
| Provision for loan losses | 182,000 | 402,000 | 647,000 | 885,000 |
| Pretax income | 937,000 | 1,797,000 | 3,164,000 | 4,298,000 |
| Income tax | 339,000 | 650,000 | 1,165,000 | 1,589,000 |
| Net income | 602,000 | 1,151,000 | 2,003,000 | 2,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,774,000 | 25,072,000 | 26,935,000 | 28,596,000 |
| Total capital | 25,515,000 | 26,968,000 | 28,950,000 | 30,732,000 |
| Risk-weighted assets | 246,009,000 | 270,013,000 | 287,908,000 | 302,073,000 |