Call reports 2025
COUNTY BANK — 2025
What COUNTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 656,866,000 | 638,465,000 | 656,992,000 | 665,500,000 |
| Total loans | 467,014,000 | 469,284,000 | 488,774,000 | 487,830,000 |
| Allowance for loan losses | 4,225,000 | 4,142,000 | 4,297,000 | 4,489,000 |
| Securities available for sale | 100,320,000 | 98,358,000 | 87,406,000 | 84,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,273,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,814,000 | 538,047,000 | 552,727,000 | 553,364,000 |
| Interest-bearing deposits | 393,451,000 | 396,317,000 | 401,426,000 | 416,830,000 |
| Noninterest-bearing deposits | 142,363,000 | 141,730,000 | 151,301,000 | 136,534,000 |
| Equity capital | 73,153,000 | 77,839,000 | 85,633,000 | 92,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,696,000 | 18,184,000 | 28,532,000 | 38,937,000 |
| Interest expense | 1,710,000 | 3,495,000 | 5,184,000 | 6,917,000 |
| Net interest income | 6,986,000 | 14,689,000 | 23,348,000 | 32,020,000 |
| Noninterest income | 2,747,000 | 6,488,000 | 11,370,000 | 16,173,000 |
| Noninterest expense | 4,094,000 | 8,364,000 | 12,853,000 | 17,263,000 |
| Provision for loan losses | 190,000 | 100,000 | 247,000 | 445,000 |
| Pretax income | 5,242,000 | 12,505,000 | 20,858,000 | 29,727,000 |
| Income tax | 1,333,000 | 3,189,000 | 5,327,000 | 7,199,000 |
| Net income | 3,909,000 | 9,316,000 | 15,531,000 | 22,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,594,000 | 88,406,000 | 93,934,000 | 100,154,000 |
| Total capital | 88,013,000 | 92,743,000 | 98,425,000 | 104,834,000 |
| Risk-weighted assets | 517,416,000 | 516,899,000 | 535,950,000 | 536,670,000 |