Call reports 2024
COUNTY BANK — 2024
What COUNTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 591,521,000 | 602,984,000 | 604,425,000 | 604,624,000 |
| Total loans | 425,708,000 | 425,449,000 | 427,452,000 | 443,274,000 |
| Allowance for loan losses | 3,954,000 | 3,894,000 | 4,143,000 | 4,065,000 |
| Securities available for sale | 107,303,000 | 107,267,000 | 108,914,000 | 104,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,226,000 | 515,938,000 | 520,402,000 | 518,234,000 |
| Interest-bearing deposits | 357,574,000 | 365,105,000 | 370,523,000 | 380,104,000 |
| Noninterest-bearing deposits | 139,652,000 | 150,833,000 | 149,879,000 | 138,130,000 |
| Equity capital | 59,027,000 | 61,776,000 | 67,470,000 | 68,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,278,000 | 14,869,000 | 22,957,000 | 31,353,000 |
| Interest expense | 1,281,000 | 2,798,000 | 4,320,000 | 5,892,000 |
| Net interest income | 5,997,000 | 12,071,000 | 18,637,000 | 25,461,000 |
| Noninterest income | 1,149,000 | 2,550,000 | 4,505,000 | 7,113,000 |
| Noninterest expense | 3,717,000 | 7,597,000 | 11,556,000 | 15,615,000 |
| Provision for loan losses | 211,000 | 268,000 | 632,000 | 693,000 |
| Pretax income | 3,195,000 | 6,817,000 | 11,048,000 | 16,303,000 |
| Income tax | 792,000 | 1,705,000 | 2,777,000 | 3,876,000 |
| Net income | 2,403,000 | 5,112,000 | 8,271,000 | 12,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,047,000 | 74,249,000 | 76,904,000 | 80,283,000 |
| Total capital | 76,232,000 | 78,338,000 | 81,208,000 | 84,567,000 |
| Risk-weighted assets | 481,164,000 | 476,606,000 | 474,432,000 | 495,291,000 |