Call reports 2023
COUNTY BANK — 2023
What COUNTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 599,576,000 | 593,654,000 | 580,395,000 | 594,632,000 |
| Total loans | 394,529,000 | 399,339,000 | 404,145,000 | 414,907,000 |
| Allowance for loan losses | 3,535,000 | 3,655,000 | 3,823,000 | 3,895,000 |
| Securities available for sale | 148,034,000 | 131,407,000 | 125,993,000 | 122,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,136,000 | 507,407,000 | 499,537,000 | 501,218,000 |
| Interest-bearing deposits | 362,643,000 | 358,338,000 | 347,768,000 | 351,222,000 |
| Noninterest-bearing deposits | 150,492,000 | 149,069,000 | 151,769,000 | 149,996,000 |
| Equity capital | 52,159,000 | 52,057,000 | 51,251,000 | 58,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,400,000 | 13,083,000 | 19,917,000 | 26,920,000 |
| Interest expense | 383,000 | 1,223,000 | 2,153,000 | 3,113,000 |
| Net interest income | 6,017,000 | 11,860,000 | 17,764,000 | 23,807,000 |
| Noninterest income | 971,000 | 2,055,000 | 3,427,000 | 4,715,000 |
| Noninterest expense | 3,601,000 | 7,185,000 | 10,624,000 | 14,256,000 |
| Provision for loan losses | 135,000 | 419,000 | 766,000 | 1,122,000 |
| Pretax income | 3,252,000 | 6,366,000 | 9,856,000 | 12,942,000 |
| Income tax | 782,000 | 1,535,000 | 2,393,000 | 2,808,000 |
| Net income | 2,470,000 | 4,831,000 | 7,463,000 | 10,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,102,000 | 66,048,000 | 68,050,000 | 70,148,000 |
| Total capital | 68,102,000 | 70,118,000 | 72,209,000 | 74,321,000 |
| Risk-weighted assets | 481,831,000 | 478,240,000 | 475,296,000 | 478,009,000 |