Call reports 2022
COUNTY BANK — 2022
What COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 604,144,000 | 600,149,000 | 614,538,000 | 601,767,000 |
| Total loans | 335,319,000 | 352,485,000 | 364,086,000 | 384,816,000 |
| Allowance for loan losses | 4,254,000 | 4,334,000 | 4,298,000 | 4,247,000 |
| Securities available for sale | 110,654,000 | 138,265,000 | 142,007,000 | 146,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 541,540,000 | 541,843,000 | 557,520,000 | 541,394,000 |
| Interest-bearing deposits | 376,728,000 | 370,095,000 | 382,130,000 | 381,074,000 |
| Noninterest-bearing deposits | 164,812,000 | 171,748,000 | 175,390,000 | 160,319,000 |
| Equity capital | 49,491,000 | 45,979,000 | 44,082,000 | 47,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,565,000 | 9,613,000 | 15,544,000 | 21,710,000 |
| Interest expense | 107,000 | 207,000 | 308,000 | 426,000 |
| Net interest income | 4,458,000 | 9,406,000 | 15,236,000 | 21,284,000 |
| Noninterest income | 751,000 | 1,622,000 | 2,809,000 | 3,940,000 |
| Noninterest expense | 3,246,000 | 6,591,000 | 10,100,000 | 13,777,000 |
| Provision for loan losses | 50,000 | 125,000 | 150,000 | 150,000 |
| Pretax income | 1,913,000 | 4,312,000 | 7,795,000 | 11,001,000 |
| Income tax | 481,000 | 1,067,000 | 1,932,000 | 2,510,000 |
| Net income | 1,432,000 | 3,245,000 | 5,863,000 | 8,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,074,000 | 57,519,000 | 59,766,000 | 61,934,000 |
| Total capital | 60,341,000 | 61,864,000 | 64,076,000 | 66,194,000 |
| Risk-weighted assets | 392,578,000 | 422,926,000 | 445,602,000 | 456,797,000 |