Call reports 2021
COUNTY BANK — 2021
What COUNTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 531,658,000 | 562,340,000 | 588,958,000 | 592,646,000 |
| Total loans | 317,321,000 | 320,694,000 | 323,186,000 | 336,617,000 |
| Allowance for loan losses | 3,868,000 | 3,860,000 | 4,214,000 | 4,224,000 |
| Securities available for sale | 70,486,000 | 77,516,000 | 82,078,000 | 94,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,634,000 | 498,008,000 | 523,819,000 | 527,693,000 |
| Interest-bearing deposits | 314,124,000 | 329,743,000 | 348,336,000 | 360,773,000 |
| Noninterest-bearing deposits | 155,511,000 | 168,264,000 | 175,483,000 | 166,920,000 |
| Equity capital | 51,104,000 | 52,570,000 | 53,348,000 | 53,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,056,000 | 8,147,000 | 12,262,000 | 16,773,000 |
| Interest expense | 119,000 | 246,000 | 373,000 | 486,000 |
| Net interest income | 3,937,000 | 7,901,000 | 11,889,000 | 16,287,000 |
| Noninterest income | 544,000 | 1,189,000 | 1,883,000 | 2,642,000 |
| Noninterest expense | 2,917,000 | 5,959,000 | 9,162,000 | 12,424,000 |
| Provision for loan losses | 0 | -300,000 | -300,000 | -300,000 |
| Pretax income | 1,564,000 | 3,431,000 | 4,910,000 | 6,805,000 |
| Income tax | 403,000 | 857,000 | 1,224,000 | 1,555,000 |
| Net income | 1,161,000 | 2,574,000 | 3,686,000 | 5,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,961,000 | 53,054,000 | 53,843,000 | 55,014,000 |
| Total capital | 55,842,000 | 56,925,000 | 58,069,000 | 59,246,000 |
| Risk-weighted assets | 333,997,000 | 338,593,000 | 353,564,000 | 370,290,000 |