Call reports 2020
COUNTY BANK — 2020
What COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 382,987,000 | 451,814,000 | 475,657,000 | 494,524,000 |
| Total loans | 279,033,000 | 326,661,000 | 320,025,000 | 297,211,000 |
| Allowance for loan losses | 3,014,000 | 3,315,000 | 3,605,000 | 3,405,000 |
| Securities available for sale | 39,171,000 | 31,062,000 | 35,602,000 | 47,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,878,000 | 391,796,000 | 414,690,000 | 432,690,000 |
| Interest-bearing deposits | 237,809,000 | 263,151,000 | 273,114,000 | 300,771,000 |
| Noninterest-bearing deposits | 86,069,000 | 128,645,000 | 141,577,000 | 131,919,000 |
| Equity capital | 48,617,000 | 49,683,000 | 50,339,000 | 51,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,926,000 | 7,791,000 | 11,845,000 | 16,069,000 |
| Interest expense | 130,000 | 258,000 | 388,000 | 519,000 |
| Net interest income | 3,796,000 | 7,533,000 | 11,457,000 | 15,550,000 |
| Noninterest income | 518,000 | 1,009,000 | 1,542,000 | 2,077,000 |
| Noninterest expense | 2,656,000 | 5,212,000 | 8,084,000 | 10,950,000 |
| Provision for loan losses | 0 | 325,000 | 603,000 | 603,000 |
| Pretax income | 1,658,000 | 3,047,000 | 4,481,000 | 6,244,000 |
| Income tax | 428,000 | 786,000 | 1,156,000 | 1,429,000 |
| Net income | 1,230,000 | 2,261,000 | 3,325,000 | 4,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,271,000 | 49,188,000 | 49,956,000 | 51,125,000 |
| Total capital | 51,300,000 | 52,518,000 | 53,577,000 | 54,547,000 |
| Risk-weighted assets | 324,355,000 | 352,555,000 | 349,066,000 | 343,952,000 |