Call reports 2019
COUNTY BANK — 2019
What COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 363,670,000 | 366,015,000 | 378,073,000 | 378,972,000 |
| Total loans | 282,474,000 | 278,947,000 | 278,666,000 | 270,710,000 |
| Allowance for loan losses | 3,264,000 | 3,273,000 | 3,285,000 | 2,956,000 |
| Securities available for sale | 40,058,000 | 40,036,000 | 41,304,000 | 43,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,795,000 | 311,553,000 | 322,081,000 | 321,937,000 |
| Interest-bearing deposits | 226,948,000 | 224,101,000 | 228,818,000 | 233,555,000 |
| Noninterest-bearing deposits | 78,848,000 | 87,452,000 | 93,262,000 | 88,382,000 |
| Equity capital | 43,499,000 | 44,894,000 | 45,877,000 | 47,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,946,000 | 7,919,000 | 11,909,000 | 15,764,000 |
| Interest expense | 118,000 | 229,000 | 339,000 | 457,000 |
| Net interest income | 3,828,000 | 7,690,000 | 11,570,000 | 15,307,000 |
| Noninterest income | 514,000 | 1,085,000 | 1,572,000 | 2,087,000 |
| Noninterest expense | 2,703,000 | 5,414,000 | 8,010,000 | 10,607,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | -367,000 |
| Pretax income | 1,629,000 | 3,351,000 | 5,072,000 | 7,104,000 |
| Income tax | 420,000 | 864,000 | 1,308,000 | 1,677,000 |
| Net income | 1,209,000 | 2,487,000 | 3,764,000 | 5,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,327,000 | 45,214,000 | 46,082,000 | 47,244,000 |
| Total capital | 47,612,000 | 48,507,000 | 49,387,000 | 50,215,000 |
| Risk-weighted assets | 313,886,000 | 313,847,000 | 318,224,000 | 312,934,000 |