Call reports 2018
COUNTY BANK — 2018
What COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 350,172,000 | 358,153,000 | 363,007,000 | 363,677,000 |
| Total loans | 265,865,000 | 266,725,000 | 274,184,000 | 282,217,000 |
| Allowance for loan losses | 3,189,000 | 3,200,000 | 3,191,000 | 3,203,000 |
| Securities available for sale | 38,654,000 | 37,965,000 | 39,129,000 | 39,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,362,000 | 308,654,000 | 312,849,000 | 311,769,000 |
| Interest-bearing deposits | 230,351,000 | 234,934,000 | 230,771,000 | 233,363,000 |
| Noninterest-bearing deposits | 68,011,000 | 73,720,000 | 82,078,000 | 78,406,000 |
| Equity capital | 39,398,000 | 40,041,000 | 40,773,000 | 42,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,598,000 | 7,193,000 | 10,985,000 | 14,947,000 |
| Interest expense | 67,000 | 143,000 | 212,000 | 301,000 |
| Net interest income | 3,531,000 | 7,050,000 | 10,773,000 | 14,646,000 |
| Noninterest income | 506,000 | 1,022,000 | 1,552,000 | 2,111,000 |
| Noninterest expense | 2,646,000 | 5,264,000 | 7,917,000 | 10,578,000 |
| Provision for loan losses | 30,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 1,374,000 | 2,776,000 | 4,376,000 | 6,083,000 |
| Income tax | 354,000 | 715,000 | 1,127,000 | 1,403,000 |
| Net income | 1,020,000 | 2,061,000 | 3,249,000 | 4,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,485,000 | 41,538,000 | 42,404,000 | 43,517,000 |
| Total capital | 43,701,000 | 44,764,000 | 45,612,000 | 46,740,000 |
| Risk-weighted assets | 303,095,000 | 304,505,000 | 308,598,000 | 313,089,000 |