Call reports 2016
COUNTY BANK — 2016
What COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 336,171,000 | 336,408,000 | 344,999,000 | 334,273,000 |
| Total loans | 242,753,000 | 239,548,000 | 238,061,000 | 242,389,000 |
| Allowance for loan losses | 4,853,000 | 3,128,000 | 3,339,000 | 3,334,000 |
| Securities available for sale | 30,948,000 | 26,894,000 | 33,354,000 | 40,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,923,000 | 290,033,000 | 297,813,000 | 287,590,000 |
| Interest-bearing deposits | 229,850,000 | 225,605,000 | 225,992,000 | 228,941,000 |
| Noninterest-bearing deposits | 60,073,000 | 64,429,000 | 71,820,000 | 58,649,000 |
| Equity capital | 37,434,000 | 37,588,000 | 38,147,000 | 37,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,207,000 | 6,407,000 | 9,622,000 | 12,814,000 |
| Interest expense | 86,000 | 165,000 | 241,000 | 308,000 |
| Net interest income | 3,121,000 | 6,242,000 | 9,381,000 | 12,506,000 |
| Noninterest income | 727,000 | 1,415,000 | 2,070,000 | 2,673,000 |
| Noninterest expense | 2,655,000 | 5,268,000 | 7,775,000 | 10,386,000 |
| Provision for loan losses | 150,000 | 1,210,000 | 1,360,000 | 1,460,000 |
| Pretax income | 1,043,000 | 1,220,000 | 2,357,000 | 3,374,000 |
| Income tax | 347,000 | 403,000 | 776,000 | 1,241,000 |
| Net income | 696,000 | 817,000 | 1,581,000 | 2,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,677,000 | 35,813,000 | 36,512,000 | 37,053,000 |
| Total capital | 39,192,000 | 38,941,000 | 39,851,000 | 40,405,000 |
| Risk-weighted assets | 278,851,000 | 275,130,000 | 275,247,000 | 277,818,000 |