Call reports 2015
COUNTY BANK — 2015
What COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 336,573,000 | 345,169,000 | 346,968,000 | 337,615,000 |
| Total loans | 248,122,000 | 245,145,000 | 239,239,000 | 242,310,000 |
| Allowance for loan losses | 4,405,000 | 4,618,000 | 4,566,000 | 4,703,000 |
| Securities available for sale | 27,394,000 | 36,883,000 | 39,065,000 | 38,566,000 |
| Securities held to maturity | 245,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,347,000 | 301,379,000 | 302,238,000 | 291,435,000 |
| Interest-bearing deposits | 240,044,000 | 237,966,000 | 234,555,000 | 230,793,000 |
| Noninterest-bearing deposits | 53,303,000 | 63,413,000 | 67,683,000 | 60,643,000 |
| Equity capital | 34,536,000 | 34,885,000 | 35,587,000 | 36,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,157,000 | 6,311,000 | 9,535,000 | 12,720,000 |
| Interest expense | 301,000 | 567,000 | 722,000 | 827,000 |
| Net interest income | 2,856,000 | 5,744,000 | 8,813,000 | 11,893,000 |
| Noninterest income | 381,000 | 1,115,000 | 1,858,000 | 2,556,000 |
| Noninterest expense | 2,561,000 | 5,099,000 | 7,733,000 | 10,468,000 |
| Provision for loan losses | 0 | 210,000 | 420,000 | 560,000 |
| Pretax income | 676,000 | 1,550,000 | 2,518,000 | 3,421,000 |
| Income tax | 192,000 | 454,000 | 770,000 | 1,302,000 |
| Net income | 484,000 | 1,096,000 | 1,748,000 | 4,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,717,000 | 32,150,000 | 32,737,000 | 34,994,000 |
| Total capital | 35,198,000 | 35,654,000 | 36,219,000 | 38,506,000 |
| Risk-weighted assets | 275,867,000 | 277,368,000 | 275,742,000 | 278,647,000 |