Call reports 2014
COUNTY BANK — 2014
What COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 336,355,000 | 336,715,000 | 341,031,000 | 336,332,000 |
| Total loans | 244,874,000 | 244,586,000 | 251,064,000 | 245,195,000 |
| Allowance for loan losses | 5,027,000 | 5,118,000 | 4,227,000 | 4,403,000 |
| Securities available for sale | 32,432,000 | 30,978,000 | 38,918,000 | 32,882,000 |
| Securities held to maturity | 362,000 | 246,000 | 246,000 | 245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,290,000 | 295,014,000 | 298,843,000 | 293,700,000 |
| Interest-bearing deposits | 250,296,000 | 242,897,000 | 239,187,000 | 241,068,000 |
| Noninterest-bearing deposits | 44,994,000 | 52,116,000 | 59,656,000 | 52,631,000 |
| Equity capital | 32,766,000 | 33,075,000 | 33,339,000 | 34,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,186,000 | 6,391,000 | 9,669,000 | 13,131,000 |
| Interest expense | 351,000 | 693,000 | 1,030,000 | 1,349,000 |
| Net interest income | 2,835,000 | 5,698,000 | 8,639,000 | 11,782,000 |
| Noninterest income | 437,000 | 912,000 | 1,465,000 | 1,984,000 |
| Noninterest expense | 2,753,000 | 5,370,000 | 8,103,000 | 10,621,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 840,000 |
| Pretax income | 309,000 | 820,000 | 1,371,000 | 2,305,000 |
| Income tax | 40,000 | 186,000 | 364,000 | 574,000 |
| Net income | 269,000 | 634,000 | 1,007,000 | 1,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,564,000 | 29,866,000 | 30,169,000 | 30,893,000 |
| Total capital | 32,950,000 | 33,264,000 | 33,640,000 | 34,284,000 |
| Risk-weighted assets | 269,229,000 | 270,136,000 | 276,947,000 | 270,216,000 |