Call reports 2013
COUNTY BANK — 2013
What COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 323,635,000 | 323,025,000 | 335,314,000 | 333,079,000 |
| Total loans | 242,669,000 | 237,728,000 | 243,458,000 | 239,474,000 |
| Allowance for loan losses | 6,454,000 | 5,844,000 | 5,999,000 | 4,879,000 |
| Securities available for sale | 8,861,000 | 7,461,000 | 21,418,000 | 26,421,000 |
| Securities held to maturity | 364,000 | 363,000 | 363,000 | 362,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,317,000 | 283,236,000 | 295,313,000 | 291,954,000 |
| Interest-bearing deposits | 245,706,000 | 238,946,000 | 244,190,000 | 246,373,000 |
| Noninterest-bearing deposits | 38,611,000 | 44,290,000 | 51,122,000 | 45,581,000 |
| Equity capital | 31,239,000 | 31,546,000 | 31,756,000 | 32,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,519,000 | 6,698,000 | 9,730,000 | 12,569,000 |
| Interest expense | 400,000 | 771,000 | 1,141,000 | 1,503,000 |
| Net interest income | 3,119,000 | 5,927,000 | 8,589,000 | 11,066,000 |
| Noninterest income | 457,000 | 982,000 | 1,459,000 | 2,238,000 |
| Noninterest expense | 2,724,000 | 5,287,000 | 7,972,000 | 10,569,000 |
| Provision for loan losses | 1,250,000 | 1,460,000 | 1,600,000 | 1,240,000 |
| Pretax income | -398,000 | 162,000 | 476,000 | 1,495,000 |
| Income tax | -176,000 | -2,000 | 27,000 | 72,000 |
| Net income | -222,000 | 164,000 | 449,000 | 1,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,108,000 | 28,448,000 | 28,687,000 | 29,390,000 |
| Total capital | 31,345,000 | 31,633,000 | 31,986,000 | 32,705,000 |
| Risk-weighted assets | 255,748,000 | 252,085,000 | 261,209,000 | 263,587,000 |