Call reports 2012
COUNTY BANK — 2012
What COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 342,492,000 | 340,068,000 | 341,276,000 | 333,766,000 |
| Total loans | 269,419,000 | 262,339,000 | 249,872,000 | 245,970,000 |
| Allowance for loan losses | 6,999,000 | 6,999,000 | 6,809,000 | 6,107,000 |
| Securities available for sale | 15,721,000 | 10,416,000 | 8,880,000 | 6,861,000 |
| Securities held to maturity | 366,000 | 365,000 | 365,000 | 364,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,967,000 | 300,848,000 | 301,388,000 | 294,032,000 |
| Interest-bearing deposits | 257,721,000 | 260,088,000 | 256,381,000 | 249,951,000 |
| Noninterest-bearing deposits | 36,246,000 | 40,759,000 | 45,007,000 | 44,081,000 |
| Equity capital | 29,957,000 | 30,563,000 | 31,108,000 | 31,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,643,000 | 7,080,000 | 10,392,000 | 13,656,000 |
| Interest expense | 500,000 | 985,000 | 1,455,000 | 1,891,000 |
| Net interest income | 3,143,000 | 6,095,000 | 8,937,000 | 11,765,000 |
| Noninterest income | 461,000 | 967,000 | 1,496,000 | 1,962,000 |
| Noninterest expense | 2,671,000 | 5,257,000 | 7,898,000 | 10,562,000 |
| Provision for loan losses | 180,000 | 360,000 | 360,000 | 462,000 |
| Pretax income | 753,000 | 1,445,000 | 2,175,000 | 2,703,000 |
| Income tax | 296,000 | 391,000 | 576,000 | 736,000 |
| Net income | 457,000 | 1,054,000 | 1,599,000 | 1,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,339,000 | 26,937,000 | 27,482,000 | 28,330,000 |
| Total capital | 29,918,000 | 30,392,000 | 30,818,000 | 31,613,000 |
| Risk-weighted assets | 282,836,000 | 272,758,000 | 263,324,000 | 259,763,000 |