Call reports 2011
COUNTY BANK — 2011
What COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 366,254,000 | 364,072,000 | 349,317,000 | 333,144,000 |
| Total loans | 297,576,000 | 294,187,000 | 287,462,000 | 272,734,000 |
| Allowance for loan losses | 6,645,000 | 6,180,000 | 6,234,000 | 6,752,000 |
| Securities available for sale | 24,730,000 | 22,020,000 | 11,076,000 | 16,064,000 |
| Securities held to maturity | 525,000 | 525,000 | 367,000 | 366,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,187,000 | 320,336,000 | 305,694,000 | 294,948,000 |
| Interest-bearing deposits | 291,546,000 | 281,131,000 | 267,301,000 | 259,467,000 |
| Noninterest-bearing deposits | 31,641,000 | 39,205,000 | 38,393,000 | 35,481,000 |
| Equity capital | 34,930,000 | 34,904,000 | 35,086,000 | 29,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,113,000 | 8,102,000 | 12,076,000 | 15,781,000 |
| Interest expense | 678,000 | 1,327,000 | 1,934,000 | 2,465,000 |
| Net interest income | 3,435,000 | 6,775,000 | 10,142,000 | 13,316,000 |
| Noninterest income | 466,000 | 948,000 | 1,486,000 | 1,870,000 |
| Noninterest expense | 2,893,000 | 6,057,000 | 9,210,000 | 12,472,000 |
| Provision for loan losses | 1,955,000 | 3,010,000 | 3,588,000 | 9,462,000 |
| Pretax income | -947,000 | -1,344,000 | -1,170,000 | -6,748,000 |
| Income tax | -386,000 | -566,000 | -538,000 | -543,000 |
| Net income | -561,000 | -778,000 | -632,000 | -6,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,359,000 | 31,142,000 | 31,287,000 | 25,883,000 |
| Total capital | 35,243,000 | 34,985,000 | 35,048,000 | 29,459,000 |
| Risk-weighted assets | 308,209,000 | 305,096,000 | 298,321,000 | 282,831,000 |