Call reports 2010
COUNTY BANK — 2010
What COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 398,404,000 | 400,061,000 | 410,962,000 | 378,948,000 |
| Total loans | 339,907,000 | 335,896,000 | 323,283,000 | 307,137,000 |
| Allowance for loan losses | 6,283,000 | 6,766,000 | 6,904,000 | 5,409,000 |
| Securities available for sale | 9,583,000 | 9,549,000 | 17,033,000 | 24,769,000 |
| Securities held to maturity | 1,155,000 | 1,155,000 | 1,155,000 | 1,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,816,000 | 346,154,000 | 344,932,000 | 335,291,000 |
| Interest-bearing deposits | 310,300,000 | 304,182,000 | 304,493,000 | 301,960,000 |
| Noninterest-bearing deposits | 34,516,000 | 41,972,000 | 40,439,000 | 33,331,000 |
| Equity capital | 35,212,000 | 35,581,000 | 36,270,000 | 35,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,810,000 | 9,567,000 | 14,138,000 | 18,676,000 |
| Interest expense | 1,252,000 | 2,208,000 | 2,978,000 | 3,742,000 |
| Net interest income | 3,558,000 | 7,359,000 | 11,160,000 | 14,934,000 |
| Noninterest income | 483,000 | 798,000 | 1,343,000 | 1,811,000 |
| Noninterest expense | 3,174,000 | 6,270,000 | 9,159,000 | 12,919,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,350,000 | 3,050,000 |
| Pretax income | 267,000 | 750,000 | 2,084,000 | 866,000 |
| Income tax | 13,000 | 78,000 | 499,000 | 74,000 |
| Net income | 254,000 | 672,000 | 1,585,000 | 792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,448,000 | 31,842,000 | 32,542,000 | 32,204,000 |
| Total capital | 35,853,000 | 36,123,000 | 36,738,000 | 36,199,000 |
| Risk-weighted assets | 350,565,000 | 339,962,000 | 333,068,000 | 318,141,000 |