Call reports 2009
COUNTY BANK — 2009
What COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 425,900,000 | 410,610,000 | 428,162,000 | 418,420,000 |
| Total loans | 352,903,000 | 349,948,000 | 353,475,000 | 342,380,000 |
| Allowance for loan losses | 3,067,000 | 2,890,000 | 3,791,000 | 5,942,000 |
| Securities available for sale | 10,595,000 | 12,547,000 | 11,583,000 | 11,560,000 |
| Securities held to maturity | 1,155,000 | 1,155,000 | 1,155,000 | 1,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,684,000 | 345,007,000 | 361,569,000 | 354,237,000 |
| Interest-bearing deposits | 301,426,000 | 304,304,000 | 319,527,000 | 320,426,000 |
| Noninterest-bearing deposits | 34,258,000 | 40,703,000 | 42,042,000 | 33,811,000 |
| Equity capital | 36,738,000 | 36,649,000 | 36,956,000 | 34,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,318,000 | 10,645,000 | 15,878,000 | 20,888,000 |
| Interest expense | 1,959,000 | 3,933,000 | 5,442,000 | 6,908,000 |
| Net interest income | 3,359,000 | 6,712,000 | 10,436,000 | 13,980,000 |
| Noninterest income | 525,000 | 1,053,000 | 1,585,000 | 2,129,000 |
| Noninterest expense | 2,807,000 | 5,990,000 | 8,879,000 | 11,472,000 |
| Provision for loan losses | 225,000 | 950,000 | 1,950,000 | 6,515,000 |
| Pretax income | 852,000 | 825,000 | 1,192,000 | -1,878,000 |
| Income tax | 216,000 | 106,000 | 142,000 | -1,026,000 |
| Net income | 636,000 | 719,000 | 1,050,000 | -852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,062,000 | 33,981,000 | 34,264,000 | 31,242,000 |
| Total capital | 37,183,000 | 36,924,000 | 38,104,000 | 35,820,000 |
| Risk-weighted assets | 356,960,000 | 354,252,000 | 377,639,000 | 364,857,000 |