Call reports 2007
COUNTY BANK — 2007
What COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 342,404,000 | 332,831,000 | 343,525,000 | 337,617,000 |
| Total loans | 283,028,000 | 280,025,000 | 283,225,000 | 290,519,000 |
| Allowance for loan losses | 2,004,000 | 2,003,000 | 2,002,000 | 1,996,000 |
| Securities available for sale | 13,275,000 | 14,310,000 | 14,453,000 | 14,525,000 |
| Securities held to maturity | 2,157,000 | 2,157,000 | 2,157,000 | 2,156,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,873,000 | 272,948,000 | 297,027,000 | 290,436,000 |
| Interest-bearing deposits | 260,130,000 | 234,851,000 | 258,908,000 | 255,517,000 |
| Noninterest-bearing deposits | 36,742,000 | 38,097,000 | 38,119,000 | 34,919,000 |
| Equity capital | 36,887,000 | 37,630,000 | 38,524,000 | 38,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,584,000 | 11,158,000 | 16,944,000 | 22,769,000 |
| Interest expense | 2,116,000 | 4,106,000 | 6,201,000 | 8,396,000 |
| Net interest income | 3,468,000 | 7,052,000 | 10,743,000 | 14,373,000 |
| Noninterest income | 480,000 | 980,000 | 1,470,000 | 2,032,000 |
| Noninterest expense | 2,339,000 | 4,916,000 | 7,517,000 | 10,449,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,609,000 | 3,116,000 | 4,696,000 | 5,956,000 |
| Income tax | 509,000 | 978,000 | 1,473,000 | 1,855,000 |
| Net income | 1,100,000 | 2,138,000 | 3,223,000 | 4,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,851,000 | 36,606,000 | 37,407,000 | 37,600,000 |
| Total capital | 37,855,000 | 38,609,000 | 39,409,000 | 39,596,000 |
| Risk-weighted assets | 285,375,000 | 281,708,000 | 289,690,000 | 291,781,000 |