Call reports 2006
COUNTY BANK — 2006
What COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 327,835,000 | 346,965,000 | 341,259,000 | 338,802,000 |
| Total loans | 279,414,000 | 287,959,000 | 285,238,000 | 289,598,000 |
| Allowance for loan losses | 2,096,000 | 2,077,000 | 2,066,000 | 2,071,000 |
| Securities available for sale | 14,058,000 | 13,008,000 | 15,171,000 | 14,212,000 |
| Securities held to maturity | 2,159,000 | 2,158,000 | 2,158,000 | 2,158,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,412,000 | 290,990,000 | 298,551,000 | 295,350,000 |
| Interest-bearing deposits | 244,879,000 | 247,440,000 | 258,310,000 | 256,590,000 |
| Noninterest-bearing deposits | 43,533,000 | 43,550,000 | 40,241,000 | 38,760,000 |
| Equity capital | 33,871,000 | 34,609,000 | 35,601,000 | 36,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,788,000 | 9,969,000 | 15,501,000 | 21,152,000 |
| Interest expense | 1,426,000 | 3,068,000 | 5,008,000 | 7,104,000 |
| Net interest income | 3,362,000 | 6,901,000 | 10,493,000 | 14,048,000 |
| Noninterest income | 526,000 | 1,001,000 | 1,460,000 | 1,886,000 |
| Noninterest expense | 2,395,000 | 4,913,000 | 7,317,000 | 9,976,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,493,000 | 2,989,000 | 4,636,000 | 5,958,000 |
| Income tax | 481,000 | 936,000 | 1,412,000 | 1,831,000 |
| Net income | 1,012,000 | 2,053,000 | 3,224,000 | 4,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,228,000 | 33,986,000 | 34,873,000 | 35,035,000 |
| Total capital | 35,324,000 | 36,063,000 | 36,939,000 | 37,106,000 |
| Risk-weighted assets | 274,625,000 | 282,974,000 | 288,348,000 | 288,566,000 |