Call reports 2004
COUNTY BANK — 2004
What COUNTY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 270,968,000 | 282,396,000 | 290,654,000 | 283,707,000 |
| Total loans | 221,907,000 | 223,489,000 | 236,025,000 | 237,314,000 |
| Allowance for loan losses | 4,184,000 | 4,258,000 | 4,128,000 | 4,033,000 |
| Securities available for sale | 14,304,000 | 14,044,000 | 14,467,000 | 14,413,000 |
| Securities held to maturity | 2,162,000 | 2,161,000 | 2,161,000 | 2,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,936,000 | 253,444,000 | 259,913,000 | 248,876,000 |
| Interest-bearing deposits | 204,647,000 | 208,604,000 | 212,706,000 | 206,216,000 |
| Noninterest-bearing deposits | 37,289,000 | 44,840,000 | 47,207,000 | 42,660,000 |
| Equity capital | 24,302,000 | 25,183,000 | 26,734,000 | 28,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,664,000 | 13,116,000 | 20,190,000 | 27,634,000 |
| Interest expense | 751,000 | 1,499,000 | 2,263,000 | 3,017,000 |
| Net interest income | 5,913,000 | 11,617,000 | 17,927,000 | 24,617,000 |
| Noninterest income | 413,000 | 823,000 | 1,190,000 | 1,616,000 |
| Noninterest expense | 3,109,000 | 6,224,000 | 9,229,000 | 12,267,000 |
| Provision for loan losses | 775,000 | 1,300,000 | 1,875,000 | 2,525,000 |
| Pretax income | 2,442,000 | 4,916,000 | 8,013,000 | 11,441,000 |
| Income tax | 861,000 | 1,721,000 | 2,825,000 | 4,017,000 |
| Net income | 1,581,000 | 3,195,000 | 5,188,000 | 7,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,114,000 | 24,167,000 | 25,599,000 | 26,841,000 |
| Total capital | 25,879,000 | 27,027,000 | 28,541,000 | 29,815,000 |
| Risk-weighted assets | 219,809,000 | 227,430,000 | 234,161,000 | 236,931,000 |