Call reports 2003
COUNTY BANK — 2003
What COUNTY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 243,557,000 | 247,273,000 | 259,743,000 | 256,132,000 |
| Total loans | 185,934,000 | 189,863,000 | 191,338,000 | 209,719,000 |
| Allowance for loan losses | 3,244,000 | 3,522,000 | 3,619,000 | 3,732,000 |
| Securities available for sale | 9,827,000 | 12,871,000 | 22,371,000 | 14,211,000 |
| Securities held to maturity | 2,351,000 | 1,851,000 | 2,162,000 | 2,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,161,000 | 221,668,000 | 234,380,000 | 228,259,000 |
| Interest-bearing deposits | 184,520,000 | 184,761,000 | 196,855,000 | 191,322,000 |
| Noninterest-bearing deposits | 32,641,000 | 36,907,000 | 37,525,000 | 36,937,000 |
| Equity capital | 19,946,000 | 21,101,000 | 22,401,000 | 23,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,704,000 | 12,957,000 | 19,599,000 | 26,818,000 |
| Interest expense | 1,011,000 | 1,887,000 | 2,681,000 | 3,445,000 |
| Net interest income | 5,693,000 | 11,070,000 | 16,918,000 | 23,373,000 |
| Noninterest income | 403,000 | 771,000 | 1,166,000 | 1,538,000 |
| Noninterest expense | 2,668,000 | 5,431,000 | 8,390,000 | 11,703,000 |
| Provision for loan losses | 900,000 | 1,490,000 | 2,175,000 | 2,935,000 |
| Pretax income | 2,528,000 | 4,920,000 | 7,519,000 | 10,273,000 |
| Income tax | 909,000 | 1,735,000 | 2,591,000 | 3,502,000 |
| Net income | 1,619,000 | 3,185,000 | 4,928,000 | 6,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,234,000 | 20,356,000 | 21,655,000 | 22,096,000 |
| Total capital | 21,646,000 | 22,800,000 | 24,125,000 | 24,730,000 |
| Risk-weighted assets | 192,128,000 | 194,461,000 | 196,418,000 | 209,620,000 |