Call reports 2002
COUNTY BANK — 2002
What COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 197,855,000 | 215,803,000 | 241,539,000 | 249,638,000 |
| Total loans | 159,078,000 | 168,591,000 | 173,312,000 | 177,776,000 |
| Allowance for loan losses | 2,359,000 | 2,991,000 | 2,863,000 | 2,772,000 |
| Securities available for sale | 2,557,000 | 5,595,000 | 6,841,000 | 12,848,000 |
| Securities held to maturity | 1,819,000 | 1,819,000 | 1,819,000 | 1,819,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,479,000 | 196,942,000 | 217,711,000 | 222,477,000 |
| Interest-bearing deposits | 158,488,000 | 172,128,000 | 189,617,000 | 191,764,000 |
| Noninterest-bearing deposits | 20,991,000 | 24,814,000 | 28,094,000 | 30,713,000 |
| Equity capital | 15,976,000 | 16,513,000 | 17,680,000 | 18,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,593,000 | 10,872,000 | 16,929,000 | 23,563,000 |
| Interest expense | 1,413,000 | 2,771,000 | 4,247,000 | 5,559,000 |
| Net interest income | 4,180,000 | 8,101,000 | 12,682,000 | 18,004,000 |
| Noninterest income | 344,000 | 663,000 | 1,009,000 | 1,350,000 |
| Noninterest expense | 1,810,000 | 3,891,000 | 6,050,000 | 8,472,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 2,250,000 | 2,700,000 |
| Pretax income | 1,814,000 | 3,073,000 | 5,391,000 | 8,182,000 |
| Income tax | 629,000 | 1,056,000 | 1,884,000 | 2,762,000 |
| Net income | 1,185,000 | 2,017,000 | 3,507,000 | 5,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,346,000 | 15,858,000 | 17,027,000 | 18,058,000 |
| Total capital | 17,260,000 | 17,952,000 | 19,238,000 | 20,429,000 |
| Risk-weighted assets | 152,654,000 | 166,646,000 | 176,261,000 | 189,243,000 |