Call reports 2001
COUNTY BANK — 2001
What COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 143,757,000 | 162,864,000 | 178,119,000 | 191,132,000 |
| Total loans | 113,878,000 | 122,542,000 | 138,230,000 | 149,730,000 |
| Allowance for loan losses | 1,385,000 | 1,602,000 | 1,594,000 | 1,970,000 |
| Securities available for sale | 2,047,000 | 4,528,000 | 5,126,000 | 3,594,000 |
| Securities held to maturity | 2,218,000 | 2,319,000 | 1,819,000 | 1,819,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,246,000 | 147,840,000 | 161,361,000 | 173,475,000 |
| Interest-bearing deposits | 116,509,000 | 128,565,000 | 141,503,000 | 151,040,000 |
| Noninterest-bearing deposits | 12,737,000 | 19,275,000 | 19,858,000 | 22,435,000 |
| Equity capital | 12,747,000 | 13,251,000 | 14,482,000 | 15,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,446,000 | 7,590,000 | 12,911,000 | 19,026,000 |
| Interest expense | 1,287,000 | 2,752,000 | 4,360,000 | 5,953,000 |
| Net interest income | 2,159,000 | 4,838,000 | 8,551,000 | 13,073,000 |
| Noninterest income | 282,000 | 608,000 | 997,000 | 1,328,000 |
| Noninterest expense | 1,408,000 | 3,084,000 | 4,807,000 | 6,615,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,800,000 |
| Pretax income | 733,000 | 1,764,000 | 3,843,000 | 5,988,000 |
| Income tax | 238,000 | 576,000 | 1,306,000 | 2,052,000 |
| Net income | 495,000 | 1,188,000 | 2,537,000 | 3,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,323,000 | 12,828,000 | 13,999,000 | 14,480,000 |
| Total capital | 13,695,000 | 14,334,000 | 15,593,000 | 16,286,000 |
| Risk-weighted assets | 109,760,000 | 120,262,000 | 134,174,000 | 144,300,000 |