Call reports 2024
CAPITAL CITY BANK — 2024
What CAPITAL CITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 4,253,594,000 | 4,219,288,000 | 4,217,117,000 | 4,325,392,000 |
| Total loans | 2,755,877,000 | 2,714,245,000 | 2,714,347,000 | 2,680,222,000 |
| Allowance for loan losses | 29,329,000 | 29,219,000 | 29,836,000 | 29,251,000 |
| Securities available for sale | 319,243,000 | 302,846,000 | 328,091,000 | 395,249,000 |
| Securities held to maturity | 603,386,000 | 582,984,000 | 561,480,000 | 567,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,723,559,000 | 3,684,337,000 | 3,660,205,000 | 3,750,801,000 |
| Interest-bearing deposits | 2,168,978,000 | 2,122,613,000 | 2,248,362,000 | 2,365,723,000 |
| Noninterest-bearing deposits | 1,554,581,000 | 1,561,724,000 | 1,411,843,000 | 1,385,078,000 |
| Equity capital | 447,162,000 | 454,953,000 | 467,041,000 | 480,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 46,764,000 | 95,587,000 | 144,914,000 | 194,657,000 |
| Interest expense | 7,837,000 | 16,705,000 | 25,211,000 | 33,270,000 |
| Net interest income | 38,927,000 | 78,882,000 | 119,703,000 | 161,387,000 |
| Noninterest income | 17,143,000 | 35,901,000 | 54,376,000 | 72,140,000 |
| Noninterest expense | 39,043,000 | 78,174,000 | 119,425,000 | 158,577,000 |
| Provision for loan losses | 882,000 | 2,010,000 | 3,890,000 | 4,974,000 |
| Pretax income | 16,107,000 | 34,485,000 | 51,324,000 | 70,919,000 |
| Income tax | 3,655,000 | 7,043,000 | 10,241,000 | 14,752,000 |
| Net income | 13,184,000 | 28,283,000 | 42,425,000 | 57,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 387,731,000 | 394,081,000 | 398,634,000 | 405,314,000 |
| Total capital | 420,181,000 | 426,439,000 | 430,992,000 | 436,720,000 |
| Risk-weighted assets | 2,756,107,000 | 2,716,041,000 | 2,693,406,000 | 2,660,186,000 |