Call reports 2023
CAPITAL CITY BANK — 2023
What CAPITAL CITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 4,394,963,000 | 4,385,407,000 | 4,134,167,000 | 4,298,014,000 |
| Total loans | 2,685,622,000 | 2,728,172,000 | 2,739,194,000 | 2,762,129,000 |
| Allowance for loan losses | 26,807,000 | 28,243,000 | 29,083,000 | 29,941,000 |
| Securities available for sale | 395,588,000 | 378,864,000 | 325,793,000 | 329,651,000 |
| Securities held to maturity | 651,755,000 | 641,398,000 | 632,076,000 | 625,022,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,884,045,000 | 3,851,233,000 | 3,610,491,000 | 3,765,345,000 |
| Interest-bearing deposits | 2,214,391,000 | 2,260,387,000 | 2,067,883,000 | 2,229,325,000 |
| Noninterest-bearing deposits | 1,669,654,000 | 1,590,846,000 | 1,542,608,000 | 1,536,020,000 |
| Equity capital | 414,743,000 | 420,044,000 | 423,727,000 | 442,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 43,925,000 | 89,132,000 | 134,842,000 | 181,025,000 |
| Interest expense | 2,955,000 | 7,418,000 | 13,267,000 | 19,653,000 |
| Net interest income | 40,970,000 | 81,714,000 | 121,575,000 | 161,372,000 |
| Noninterest income | 18,891,000 | 38,016,000 | 54,018,000 | 70,869,000 |
| Noninterest expense | 38,396,000 | 77,984,000 | 116,472,000 | 155,088,000 |
| Provision for loan losses | 3,260,000 | 5,183,000 | 7,177,000 | 9,596,000 |
| Pretax income | 18,367,000 | 36,449,000 | 51,435,000 | 67,443,000 |
| Income tax | 3,971,000 | 7,488,000 | 10,561,000 | 13,690,000 |
| Net income | 14,431,000 | 28,965,000 | 42,027,000 | 55,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 365,040,000 | 372,073,000 | 377,635,000 | 383,211,000 |
| Total capital | 394,680,000 | 403,436,000 | 410,220,000 | 416,343,000 |
| Risk-weighted assets | 2,786,788,000 | 2,796,935,000 | 2,752,605,000 | 2,759,358,000 |