Call reports 2022
CAPITAL CITY BANK — 2022
What CAPITAL CITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 4,300,017,000 | 4,344,830,000 | 4,322,846,000 | 4,513,488,000 |
| Total loans | 2,034,916,000 | 2,260,238,000 | 2,392,946,000 | 2,574,592,000 |
| Allowance for loan losses | 20,788,000 | 21,463,000 | 22,747,000 | 25,068,000 |
| Securities available for sale | 617,036,000 | 594,078,000 | 409,419,000 | 406,072,000 |
| Securities held to maturity | 518,677,000 | 528,259,000 | 676,179,000 | 660,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,812,292,000 | 3,838,748,000 | 3,817,752,000 | 3,993,372,000 |
| Interest-bearing deposits | 2,052,022,000 | 2,052,774,000 | 2,014,349,000 | 2,277,713,000 |
| Noninterest-bearing deposits | 1,760,270,000 | 1,785,974,000 | 1,803,403,000 | 1,715,659,000 |
| Equity capital | 395,096,000 | 393,162,000 | 388,382,000 | 402,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 25,734,000 | 55,250,000 | 90,693,000 | 131,864,000 |
| Interest expense | 425,000 | 1,042,000 | 2,637,000 | 5,236,000 |
| Net interest income | 25,309,000 | 54,208,000 | 88,056,000 | 126,628,000 |
| Noninterest income | 17,837,000 | 37,295,000 | 55,451,000 | 70,469,000 |
| Noninterest expense | 34,664,000 | 71,209,000 | 107,618,000 | 145,546,000 |
| Provision for loan losses | -47,000 | 1,773,000 | 3,759,000 | 7,396,000 |
| Pretax income | 8,413,000 | 18,533,000 | 31,975,000 | 44,020,000 |
| Income tax | 1,550,000 | 3,409,000 | 6,181,000 | 8,459,000 |
| Net income | 6,272,000 | 14,227,000 | 24,934,000 | 35,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 346,707,000 | 352,662,000 | 356,370,000 | 358,881,000 |
| Total capital | 369,599,000 | 376,106,000 | 381,257,000 | 386,066,000 |
| Risk-weighted assets | 2,298,271,000 | 2,479,888,000 | 2,595,917,000 | 2,709,178,000 |