Call reports 2021
CAPITAL CITY BANK — 2021
What CAPITAL CITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,924,301,000 | 4,000,591,000 | 4,038,388,000 | 4,253,359,000 |
| Total loans | 2,139,808,000 | 2,089,483,000 | 2,018,461,000 | 1,983,997,000 |
| Allowance for loan losses | 22,026,000 | 22,175,000 | 21,500,000 | 21,606,000 |
| Securities available for sale | 399,450,000 | 474,095,000 | 639,049,000 | 647,517,000 |
| Securities held to maturity | 199,109,000 | 325,559,000 | 341,228,000 | 339,601,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,402,810,000 | 3,478,260,000 | 3,503,343,000 | 3,752,192,000 |
| Interest-bearing deposits | 1,875,560,000 | 1,885,460,000 | 1,865,561,000 | 2,035,583,000 |
| Noninterest-bearing deposits | 1,527,250,000 | 1,592,800,000 | 1,637,782,000 | 1,716,609,000 |
| Equity capital | 345,753,000 | 370,545,000 | 386,524,000 | 413,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 25,447,000 | 52,282,000 | 80,802,000 | 106,352,000 |
| Interest expense | 636,000 | 1,183,000 | 1,724,000 | 2,257,000 |
| Net interest income | 24,811,000 | 51,099,000 | 79,078,000 | 104,095,000 |
| Noninterest income | 29,884,000 | 56,608,000 | 83,966,000 | 108,186,000 |
| Noninterest expense | 40,004,000 | 81,610,000 | 121,492,000 | 160,795,000 |
| Provision for loan losses | -2,312,000 | -2,496,000 | -3,042,000 | -2,842,000 |
| Pretax income | 15,672,000 | 27,649,000 | 43,103,000 | 53,036,000 |
| Income tax | 2,946,000 | 5,204,000 | 8,327,000 | 10,553,000 |
| Net income | 10,189,000 | 18,493,000 | 29,320,000 | 36,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 307,381,000 | 331,038,000 | 348,449,000 | 346,959,000 |
| Total capital | 330,637,000 | 354,056,000 | 371,322,000 | 369,754,000 |
| Risk-weighted assets | 2,080,381,000 | 2,209,429,000 | 2,264,791,000 | 2,238,330,000 |