Call reports 2020
CAPITAL CITY BANK — 2020
What CAPITAL CITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,077,048,000 | 3,490,454,000 | 3,578,040,000 | 3,789,776,000 |
| Total loans | 1,944,985,000 | 2,098,787,000 | 2,114,722,000 | 2,120,465,000 |
| Allowance for loan losses | 21,083,000 | 22,457,000 | 23,137,000 | 23,816,000 |
| Securities available for sale | 374,736,000 | 333,402,000 | 320,475,000 | 317,197,000 |
| Securities held to maturity | 251,792,000 | 232,178,000 | 202,593,000 | 169,939,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,586,839,000 | 2,998,563,000 | 3,057,562,000 | 3,261,592,000 |
| Interest-bearing deposits | 1,473,032,000 | 1,570,831,000 | 1,623,881,000 | 1,881,594,000 |
| Noninterest-bearing deposits | 1,113,807,000 | 1,427,732,000 | 1,433,681,000 | 1,379,998,000 |
| Equity capital | 356,667,000 | 361,243,000 | 363,103,000 | 341,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 27,365,000 | 53,878,000 | 80,043,000 | 106,197,000 |
| Interest expense | 1,105,000 | 1,776,000 | 2,495,000 | 3,357,000 |
| Net interest income | 26,260,000 | 52,102,000 | 77,548,000 | 102,840,000 |
| Noninterest income | 16,243,000 | 46,407,000 | 81,316,000 | 111,346,000 |
| Noninterest expense | 31,633,000 | 68,900,000 | 109,067,000 | 149,638,000 |
| Provision for loan losses | 4,990,000 | 6,995,000 | 8,303,000 | 9,645,000 |
| Pretax income | 5,880,000 | 22,614,000 | 41,494,000 | 54,903,000 |
| Income tax | 1,473,000 | 4,484,000 | 7,729,000 | 10,636,000 |
| Net income | 4,684,000 | 14,154,000 | 24,914,000 | 33,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 298,536,000 | 302,936,000 | 305,371,000 | 302,147,000 |
| Total capital | 317,298,000 | 323,072,000 | 327,359,000 | 324,991,000 |
| Risk-weighted assets | 1,971,906,000 | 1,970,661,000 | 1,977,219,000 | 2,048,378,000 |