Call reports 2019
CAPITAL CITY BANK — 2019
What CAPITAL CITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 3,034,673,000 | 2,994,817,000 | 2,911,804,000 | 3,080,900,000 |
| Total loans | 1,801,662,000 | 1,845,066,000 | 1,840,827,000 | 1,845,438,000 |
| Allowance for loan losses | 14,120,000 | 14,593,000 | 14,319,000 | 13,905,000 |
| Securities available for sale | 421,169,000 | 403,004,000 | 369,134,000 | 395,948,000 |
| Securities held to maturity | 226,179,000 | 229,516,000 | 240,303,000 | 239,539,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,646,763,000 | 2,599,037,000 | 2,514,595,000 | 2,681,655,000 |
| Interest-bearing deposits | 1,615,595,000 | 1,530,760,000 | 1,445,098,000 | 1,595,507,000 |
| Noninterest-bearing deposits | 1,031,168,000 | 1,068,277,000 | 1,069,497,000 | 1,086,148,000 |
| Equity capital | 346,059,000 | 350,562,000 | 354,982,000 | 357,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 27,722,000 | 56,387,000 | 84,828,000 | 112,836,000 |
| Interest expense | 2,179,000 | 4,239,000 | 5,903,000 | 7,112,000 |
| Net interest income | 25,543,000 | 52,148,000 | 78,925,000 | 105,724,000 |
| Noninterest income | 12,197,000 | 24,918,000 | 38,840,000 | 52,600,000 |
| Noninterest expense | 27,658,000 | 55,888,000 | 83,944,000 | 112,492,000 |
| Provision for loan losses | 767,000 | 1,413,000 | 2,188,000 | 2,027,000 |
| Pretax income | 9,315,000 | 19,765,000 | 31,633,000 | 43,805,000 |
| Income tax | 2,274,000 | 4,774,000 | 7,811,000 | 10,586,000 |
| Net income | 7,041,000 | 14,991,000 | 23,822,000 | 33,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 292,355,000 | 295,603,000 | 299,693,000 | 304,340,000 |
| Total capital | 306,475,000 | 310,196,000 | 314,012,000 | 318,245,000 |
| Risk-weighted assets | 1,868,853,000 | 1,893,327,000 | 1,879,233,000 | 1,885,829,000 |