Call reports 2016
CAPITAL CITY BANK — 2016
What CAPITAL CITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,770,591,000 | 2,745,670,000 | 2,731,451,000 | 2,823,693,000 |
| Total loans | 1,517,310,000 | 1,532,520,000 | 1,568,022,000 | 1,572,176,000 |
| Allowance for loan losses | 13,614,000 | 13,677,000 | 13,744,000 | 13,431,000 |
| Securities available for sale | 453,695,000 | 476,848,000 | 491,316,000 | 514,187,000 |
| Securities held to maturity | 187,079,000 | 204,474,000 | 189,928,000 | 177,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,311,136,000 | 2,337,812,000 | 2,331,449,000 | 2,426,082,000 |
| Interest-bearing deposits | 1,498,698,000 | 1,523,502,000 | 1,510,792,000 | 1,618,108,000 |
| Noninterest-bearing deposits | 812,438,000 | 814,310,000 | 820,657,000 | 807,974,000 |
| Equity capital | 326,699,000 | 328,270,000 | 328,564,000 | 323,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 20,044,000 | 40,219,000 | 60,322,000 | 81,154,000 |
| Interest expense | 447,000 | 875,000 | 1,284,000 | 1,662,000 |
| Net interest income | 19,597,000 | 39,344,000 | 59,038,000 | 79,492,000 |
| Noninterest income | 11,451,000 | 23,196,000 | 35,635,000 | 47,715,000 |
| Noninterest expense | 27,568,000 | 54,912,000 | 82,108,000 | 108,220,000 |
| Provision for loan losses | 452,000 | 355,000 | 355,000 | 819,000 |
| Pretax income | 3,028,000 | 7,274,000 | 12,214,000 | 18,172,000 |
| Income tax | 1,044,000 | 2,488,000 | 4,137,000 | 7,360,000 |
| Net income | 1,984,000 | 4,786,000 | 8,077,000 | 10,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 265,430,000 | 267,081,000 | 268,295,000 | 268,812,000 |
| Total capital | 279,043,000 | 280,758,000 | 282,039,000 | 282,243,000 |
| Risk-weighted assets | 1,678,357,000 | 1,683,812,000 | 1,719,159,000 | 1,741,256,000 |