Call reports 2015
CAPITAL CITY BANK — 2015
What CAPITAL CITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,673,263,000 | 2,634,929,000 | 2,596,094,000 | 2,778,676,000 |
| Total loans | 1,464,788,000 | 1,485,256,000 | 1,486,144,000 | 1,503,907,000 |
| Allowance for loan losses | 16,090,000 | 15,236,000 | 14,737,000 | 13,953,000 |
| Securities available for sale | 396,102,000 | 424,993,000 | 435,376,000 | 442,434,000 |
| Securities held to maturity | 183,488,000 | 201,805,000 | 193,964,000 | 187,892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,229,111,000 | 2,181,997,000 | 2,134,703,000 | 2,319,677,000 |
| Interest-bearing deposits | 1,500,293,000 | 1,438,544,000 | 1,391,986,000 | 1,542,142,000 |
| Noninterest-bearing deposits | 728,818,000 | 743,453,000 | 742,717,000 | 777,535,000 |
| Equity capital | 325,067,000 | 326,843,000 | 326,951,000 | 325,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 19,346,000 | 39,179,000 | 59,056,000 | 79,657,000 |
| Interest expense | 507,000 | 1,017,000 | 1,484,000 | 1,938,000 |
| Net interest income | 18,839,000 | 38,162,000 | 57,572,000 | 77,719,000 |
| Noninterest income | 11,968,000 | 26,427,000 | 38,781,000 | 50,925,000 |
| Noninterest expense | 28,450,000 | 56,460,000 | 84,516,000 | 111,695,000 |
| Provision for loan losses | 294,000 | 668,000 | 1,082,000 | 1,594,000 |
| Pretax income | 2,065,000 | 7,464,000 | 10,760,000 | 15,360,000 |
| Income tax | 708,000 | 1,971,000 | 3,198,000 | 4,801,000 |
| Net income | 1,357,000 | 5,493,000 | 7,562,000 | 10,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 264,148,000 | 265,196,000 | 265,223,000 | 266,139,000 |
| Total capital | 280,238,000 | 280,432,000 | 279,960,000 | 280,092,000 |
| Risk-weighted assets | 1,690,714,000 | 1,707,568,000 | 1,661,435,000 | 1,670,258,000 |