Call reports 2014
CAPITAL CITY BANK — 2014
What CAPITAL CITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,612,997,000 | 2,549,198,000 | 2,481,086,000 | 2,607,137,000 |
| Total loans | 1,407,090,000 | 1,418,631,000 | 1,423,075,000 | 1,442,062,000 |
| Allowance for loan losses | 22,110,000 | 20,543,000 | 19,093,000 | 17,539,000 |
| Securities available for sale | 220,769,000 | 266,337,000 | 313,551,000 | 332,802,000 |
| Securities held to maturity | 191,645,000 | 180,393,000 | 173,188,000 | 163,581,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,175,692,000 | 2,125,183,000 | 2,052,186,000 | 2,162,299,000 |
| Interest-bearing deposits | 1,506,165,000 | 1,418,606,000 | 1,365,962,000 | 1,485,631,000 |
| Noninterest-bearing deposits | 669,527,000 | 706,577,000 | 686,224,000 | 676,668,000 |
| Equity capital | 336,070,000 | 335,084,000 | 336,445,000 | 325,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 19,236,000 | 38,585,000 | 58,350,000 | 78,221,000 |
| Interest expense | 619,000 | 1,197,000 | 1,734,000 | 2,252,000 |
| Net interest income | 18,617,000 | 37,388,000 | 56,616,000 | 75,969,000 |
| Noninterest income | 12,123,000 | 23,948,000 | 36,279,000 | 48,327,000 |
| Noninterest expense | 27,677,000 | 55,156,000 | 82,859,000 | 109,568,000 |
| Provision for loan losses | 359,000 | 858,000 | 1,282,000 | 1,905,000 |
| Pretax income | 2,704,000 | 5,322,000 | 8,754,000 | 12,824,000 |
| Income tax | -1,330,000 | -459,000 | 711,000 | 2,087,000 |
| Net income | 4,034,000 | 5,781,000 | 8,043,000 | 10,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 259,248,000 | 257,551,000 | 259,517,000 | 261,655,000 |
| Total capital | 278,644,000 | 277,197,000 | 278,610,000 | 279,194,000 |
| Risk-weighted assets | 1,548,946,000 | 1,570,816,000 | 1,576,990,000 | 1,611,452,000 |