Call reports 2013
CAPITAL CITY BANK — 2013
What CAPITAL CITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,582,050,000 | 2,540,254,000 | 2,494,461,000 | 2,590,767,000 |
| Total loans | 1,466,321,000 | 1,445,478,000 | 1,431,664,000 | 1,399,669,000 |
| Allowance for loan losses | 27,803,000 | 27,294,000 | 25,010,000 | 23,095,000 |
| Securities available for sale | 297,288,000 | 340,500,000 | 261,824,000 | 241,527,000 |
| Securities held to maturity | 0 | 0 | 97,309,000 | 148,211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,125,923,000 | 2,085,156,000 | 2,034,251,000 | 2,146,055,000 |
| Interest-bearing deposits | 1,497,964,000 | 1,426,384,000 | 1,390,772,000 | 1,494,785,000 |
| Noninterest-bearing deposits | 627,959,000 | 658,772,000 | 643,479,000 | 651,270,000 |
| Equity capital | 306,027,000 | 306,501,000 | 308,518,000 | 333,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 21,128,000 | 41,826,000 | 62,076,000 | 82,152,000 |
| Interest expense | 845,000 | 1,606,000 | 2,316,000 | 2,996,000 |
| Net interest income | 20,283,000 | 40,220,000 | 59,760,000 | 79,156,000 |
| Noninterest income | 11,585,000 | 23,983,000 | 37,300,000 | 50,598,000 |
| Noninterest expense | 29,190,000 | 57,718,000 | 86,806,000 | 115,396,000 |
| Provision for loan losses | 1,070,000 | 2,520,000 | 3,075,000 | 3,472,000 |
| Pretax income | 1,608,000 | 3,965,000 | 7,179,000 | 10,889,000 |
| Income tax | 535,000 | 1,427,000 | 2,588,000 | 2,961,000 |
| Net income | 1,073,000 | 2,538,000 | 4,591,000 | 7,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 243,910,000 | 247,285,000 | 249,583,000 | 256,554,000 |
| Total capital | 264,400,000 | 267,479,000 | 269,587,000 | 275,926,000 |
| Risk-weighted assets | 1,631,869,000 | 1,608,434,000 | 1,595,330,000 | 1,546,073,000 |