Call reports 2012
CAPITAL CITY BANK — 2012
What CAPITAL CITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,634,830,000 | 2,621,566,000 | 2,470,801,000 | 2,612,890,000 |
| Total loans | 1,578,885,000 | 1,556,236,000 | 1,533,295,000 | 1,521,302,000 |
| Allowance for loan losses | 31,217,000 | 29,929,000 | 30,222,000 | 29,167,000 |
| Securities available for sale | 273,134,000 | 269,782,000 | 277,333,000 | 285,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,196,022,000 | 2,162,037,000 | 2,034,308,000 | 2,154,422,000 |
| Interest-bearing deposits | 1,579,930,000 | 1,527,256,000 | 1,423,934,000 | 1,535,762,000 |
| Noninterest-bearing deposits | 616,092,000 | 634,781,000 | 610,374,000 | 618,660,000 |
| Equity capital | 308,181,000 | 306,482,000 | 307,736,000 | 304,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 23,130,000 | 45,567,000 | 67,893,000 | 89,679,000 |
| Interest expense | 1,088,000 | 2,087,000 | 3,010,000 | 3,890,000 |
| Net interest income | 22,042,000 | 43,480,000 | 64,883,000 | 85,789,000 |
| Noninterest income | 11,357,000 | 23,000,000 | 35,048,000 | 48,043,000 |
| Noninterest expense | 30,275,000 | 60,319,000 | 89,150,000 | 117,292,000 |
| Provision for loan losses | 4,793,000 | 10,536,000 | 13,400,000 | 16,166,000 |
| Pretax income | -1,669,000 | -4,375,000 | -2,619,000 | 374,000 |
| Income tax | -817,000 | -2,031,000 | -1,544,000 | -1,326,000 |
| Net income | -852,000 | -2,344,000 | -1,075,000 | 1,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 245,288,000 | 241,367,000 | 241,562,000 | 239,955,000 |
| Total capital | 267,045,000 | 262,738,000 | 262,565,000 | 260,906,000 |
| Risk-weighted assets | 1,731,082,000 | 1,701,113,000 | 1,671,061,000 | 1,667,903,000 |