Call reports 2010
CAPITAL CITY BANK — 2010
What CAPITAL CITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,688,934,000 | 2,625,676,000 | 2,554,898,000 | 2,595,709,000 |
| Total loans | 1,851,622,000 | 1,821,782,000 | 1,801,237,000 | 1,758,671,000 |
| Allowance for loan losses | 41,594,000 | 38,833,000 | 38,111,000 | 35,827,000 |
| Securities available for sale | 205,069,000 | 206,248,000 | 219,316,000 | 297,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,302,311,000 | 2,220,402,000 | 2,140,005,000 | 2,117,523,000 |
| Interest-bearing deposits | 1,836,085,000 | 1,740,143,000 | 1,641,555,000 | 1,557,719,000 |
| Noninterest-bearing deposits | 466,226,000 | 480,259,000 | 498,450,000 | 559,804,000 |
| Equity capital | 307,978,000 | 309,842,000 | 310,427,000 | 310,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 28,155,000 | 56,088,000 | 83,664,000 | 110,495,000 |
| Interest expense | 3,481,000 | 6,407,000 | 8,823,000 | 10,954,000 |
| Net interest income | 24,674,000 | 49,681,000 | 74,841,000 | 99,541,000 |
| Noninterest income | 13,636,000 | 27,480,000 | 40,547,000 | 54,928,000 |
| Noninterest expense | 32,595,000 | 66,559,000 | 98,773,000 | 131,714,000 |
| Provision for loan losses | 10,740,000 | 14,373,000 | 20,041,000 | 23,824,000 |
| Pretax income | -5,020,000 | -3,766,000 | -3,418,000 | -1,061,000 |
| Income tax | -2,297,000 | -2,088,000 | -2,240,000 | -2,198,000 |
| Net income | -2,723,000 | -1,678,000 | -1,178,000 | 1,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 236,495,000 | 235,528,000 | 236,501,000 | 240,270,000 |
| Total capital | 261,229,000 | 259,927,000 | 260,561,000 | 263,937,000 |
| Risk-weighted assets | 1,961,878,000 | 1,937,481,000 | 1,910,770,000 | 1,881,197,000 |