Call reports 2009
CAPITAL CITY BANK — 2009
What CAPITAL CITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,476,312,000 | 2,503,990,000 | 2,471,048,000 | 2,688,005,000 |
| Total loans | 1,971,612,000 | 1,977,063,000 | 1,958,032,000 | 1,915,940,000 |
| Allowance for loan losses | 40,172,000 | 41,782,000 | 45,401,000 | 44,390,000 |
| Securities available for sale | 182,934,000 | 181,283,000 | 170,408,000 | 164,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,997,666,000 | 2,021,169,000 | 1,972,653,000 | 2,280,174,000 |
| Interest-bearing deposits | 1,576,181,000 | 1,581,805,000 | 1,552,048,000 | 1,830,443,000 |
| Noninterest-bearing deposits | 421,485,000 | 439,364,000 | 420,605,000 | 449,731,000 |
| Equity capital | 331,428,000 | 322,562,000 | 311,661,000 | 310,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 31,040,000 | 62,210,000 | 92,983,000 | 122,768,000 |
| Interest expense | 3,131,000 | 6,285,000 | 9,584,000 | 13,112,000 |
| Net interest income | 27,909,000 | 55,925,000 | 83,399,000 | 109,656,000 |
| Noninterest income | 13,885,000 | 28,431,000 | 42,268,000 | 56,304,000 |
| Noninterest expense | 31,715,000 | 64,710,000 | 95,997,000 | 130,581,000 |
| Provision for loan losses | 8,410,000 | 16,837,000 | 29,184,000 | 40,017,000 |
| Pretax income | 1,669,000 | 2,815,000 | 496,000 | -4,628,000 |
| Income tax | 155,000 | 38,000 | -1,314,000 | -3,907,000 |
| Net income | 1,514,000 | 2,777,000 | 1,810,000 | -721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 262,411,000 | 254,759,000 | 244,878,000 | 238,433,000 |
| Total capital | 288,109,000 | 280,757,000 | 270,776,000 | 263,806,000 |
| Risk-weighted assets | 2,041,362,000 | 2,064,017,000 | 2,052,352,000 | 2,010,841,000 |